Bitcoin Alternative DNotes Digital Currency Retirement Savings Plans Provide 12% Annual Interest; Relief For Underfunded Retirement Accounts And The Unbanked Worldwide

Bitcoin Alternative DNotes Digital Currency Retirement Savings Plans Provide 12% Annual Interest; Relief For Underfunded Retirement Accounts And The Unbanked Worldwide

DNotes is pleased to announce unprecedented Digital Currency Retirement Savings Plans to Provide Relief for Underfunded Retirement Accounts; offering up to 12% Yearly Interest Bonus and a 100% deposit guarantee.

DNotes, best known as a stable digital currency with a solid and consistent uptrend, announced an unprecedented new savings plan to provide relief for underfunded individual retirement accounts. According to DNotes Co-Founder Alan Yong, one million DNotes have been donated to CR.I.S.P. (Cryptocurrency Investment Savings Plan) for Retirement to encourage savers to supplement their underfunded individual retirement accounts. With any long term DNotes deposit commitment of 5, 10, 15, or 20 year duration, individuals will receive up to 12% yearly interest bonus on their deposit, as well as a 100% deposit guarantee.

Mr. Yong went on to explain that not everyone has the means or ability to save for retirement, resulting in many reaching retirement age with social security as their only source of income. Even for disciplined savers who can only save a small amount regularly, because of limited means, it can take decades to build a meaningful nest egg. This is compounded by the fact that nearly one in three Americans have withdrawn funds from their accounts before reaching retirement age.

Digital currencies such as DNotes and Bitcoin, are often characterized as disruptive technology with huge potential growth propelled by rapidly growing investment from venture capital and wealthy individuals. As a group, $314 million was invested in this space in 2014 and is likely to exceed $1 billion this year. Being still at an early stage, investment in digital currency has the potential to yield high returns, albeit at a high risk. It is, therefore, prudent to only allocate a small percentage of one’s total portfolio for high risk investment, especially in early stages digital currency.

DNotes is a Bitcoin alternative cryptographically created digital currency based on a novel decentralized peer to peer model, where trust is replaced by mathematical algorithms, eliminating the need of an intermediary such as a bank or an automatic clearing house.

Assets of value such as Bitcoin, DNotes, and other cryptocurrencies can be sent and received in minutes anytime, anywhere, worldwide without the oversight of any central authority. It takes as little as two simple cell phones, or computers with an internet connection to send and receive funds.

Unlike the costly credit and debit card payment network systems, where personal information is always at risk of being stolen with huge identity theft liabilities, DNotes transactions are only identified by a string of numbers, valuable for reference and tracking only. All transactions are posted in the blockchain public ledger and available for public inspection and verification. The complexities built in the hash functions make the successfully confirmed transactions impossible to reverse; thereby avoiding potential fraud and huge cost burdens to merchants who often have been exposed to such risk when accepting credit and debit card payments.

Bitcoin as a digital currency and the associated blockchain technologies are viewed by many highly regarded industry leaders, including Yong, as the greatest technology innovation since the Internet. Yong added that the distributed and consensus technologies coupled with the blockchain protocols have significant and positive world changing implications.

Mr. Yong went on to stress that,

“We never had and never will have a better opportunity to help the financially disadvantaged and the enormous population of the unbanked who have little means of rising from poverty.”

According to a 2012 World Bank published report there are over 2.5 billion people worldwide who are underserved or not served by banks and financial service companies. These groups, collectively known as the unbanked have limited opportunities to emerge from poverty. DNotes digital currency is the future of money with possible growth and appreciation potential for early adopters and long term investors.

Closer to home, the seriously under funded individual retirement savings are also troubling. RJF, Director of CR.I.S.P. for Retirement expressed his concern,

“In these uncertain financial times, it is becoming more and more difficult to maintain a retirement account that will actually see you through your golden years. We believe that the concept of using DNotes to augment your retirement savings is an important consideration.”

RJF went on to explain that CR.I.S.P. for Retirement is an unstructured and self-directed plan, using DNotes as the investment vehicle to supplement retirement savings. Re-occurring savings, in any amount, may be added at any time. This savings plan can be started with any amount of DNotes by opening an account at DNotesVault with an expanded registration at CR.I.S.P. for Retirement opening page. is a secure web wallet and a strategic vehicle of DNotes to become the digital currency of the future with lasting value. Its mission is to encourage and assist everyone, worldwide, to support and participate in the high potential returns of digital currency savings. The DNotes’ team has gone to great lengths to ensure that the user interface is simple to use and easy to understand. The technology and process control, while complex, make it so secure that a 100% guarantee matching fund, always in excess of the total amount in deposited, exists with the guaranteed fund being displayed with addresses and amounts verifiable on the blockchain.

CR.I.S.P. is the brain-child of Chase, a core team member of CryptoMoms; a community with a dedicated mission to encourage and assist women to participate in the cryptocurrency world currently dominated by men. is a currency neutral site, offering rich content on everything about cryptocurrency. It has a very helpful community ready to answer any questions promptly. CryptoMoms was created by, and is fully funded by, the DNotes team.

As a stable digital currency with a solid track record of reliable appreciation, DNotes offers the potential of high returns on long-term investment. A large family of CR.I.S.Ps. is being offered in an effort to expand this investment opportunity beyond the early adopters of this emerging industry.

Co-founder, Alan Yong explained that for mass consumer and mass merchant participation to take place, there must be a stable trustworthy digital currency to deliver the true cost advantages of an alternative form of payment, beyond just the lower cost of transactions. In the case of Bitcoin and other cryptocurrencies, high volatilities reduce all cost advantages with an added risk of currency loss if not converted to fiat currency immediately.

Mr. Yong, a well regarded pioneer and visionary in the early generations of portable computers and wireless communications, went on to say that,

“Until DNotes becomes a truly valuable digital currency in our space, many may not understand or appreciate the DNotes’ approach in building fundamental values”.

He is convinced that DNotesVault has a major strategic significance. Among various objectives, DNotesVault will be creatively utilized to build the next generation of DNotes stakeholders

DNotes, DNotesVault, and CryptoMoms are all strategically linked. It is a powerful package that will be used to grow DNotes stakeholders worldwide beyond the cryptocurrency industry.

For more information please visit:

Virtual currency is not legal tender, is not backed by the government, and accounts and value balances are not subject to FDIC and other consumer protections. This press release is for informational purposes only and should not be taken as investment advice.

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